Application Processing Checklist
Application Verification/ Check Status
Task | Checked By | Status | Recommendation |
---|---|---|---|
Eligibility Check | lorem | lorem | lorem |
Identity Verification | lorem | lorem | lorem |
Fraud Report Generation | lorem | lorem | lorem |
Physical Verification Report | lorem | lorem | lorem |
Credit Appraisal Report | lorem | lorem | lorem |
KYC Reports | lorem | lorem | lorem |
Legal Report | lorem | lorem | lorem |
Valuation Report | lorem | lorem | lorem |
Application No
:
123456789
Submitted On
:
11/06/2020
Submitted by
:
Price
Mode of Submission
:
Online
Customer Type
:
ABC
Product
:
XYZ
Customer ID
:
A1B1
Last KYC Update
:
06/06/2020
Verified by
:
ABC
Verified on
:
08/11/2020
Verifier Type
:
Bank/3rd Party
Verified Location
:
Jaipur
Credit Appraisal Report
View
Profession Type
:
Lorem
Employer
:
Lorem
Avg Monthly Income
:
Lorem
Existing EMI
:
Lorem
Avg Monthly Expenses
:
Lorem
No of Bounced Cheque
:
Lorem
CIBIL Score
:
Lorem
Physical Verification Report
View
Customer Address
:
Lorem
Agency
:
Lorem
Visited on
:
Lorem
Visited by
:
Lorem
Meet With
:
Lorem
Final Recommendation
:
Lorem
Fraud Risk Score
Probable Loan Decision : Rejected
300
0
1500
Background
Verfication Check
Verfication Check
100
Collateral
Assessment Check
Assessment Check
150
Income
Verification
Verification
130
Relationship
Check
Check
105
Bank Statement
and Tax Returns
and Tax Returns
120
Reasons
Collateral Value of property is 45% higher than average prevailing property price in the area. Collateral values has been assessed as INR 6700 per sqm while prevailing rate in the area is around INR 4500 per sqm. The Circle rate of the area is INR 3000 per sqm only
Company Balance sheet shows company income as INR 350Mn but peers company with similar production capacity and employees size is doing only about INR 200mn. The YoY growth also outperformas the average industry growth by more than 50% which is rare possibilities.
Auditor of the company was also the auditor of the Mannat Traders which is blacklisted for Loan Defualt and Financial Crime.