Fraud Reports
Application No
:
123456789
Submitted On
:
11/06/2020
Verified by
:
Price
Product
:
ABC
Amount
:
XYZ
Customer Type
:
A1B1
Dealer Name
:
ABC
Location
:
Jaipur
Sales Person
:
Lorem
Fraud Risk Score
Probable Loan Decision : Rejected
300
0
1500
Background
Verfication
Verfication
100
Identity
Verification
Verification
150
Income
Verification
Verification
130
Relationship
Verification
Verification
105
Address
Verification
Verification
120
Reasons
Collateral Value of property is 45% higher than average prevailing property price in the area. Collateral values has been assessed as INR 6700 per sqm while prevailing rate in the area is around INR 4500 per sqm. The Circle rate of the area is INR 3000 per sqm only
Company Balance sheet shows company income as INR 350Mn but peers company with similar production capacity and employees size is doing only about INR 200mn. The YoY growth also outperformas the average industry growth by more than 50% which is rare possibilities.
Auditor of the company was also the auditor of the Mannat Traders which is blacklisted for Loan Defualt and Financial Crime.
CIBIL Report
Current Score
:
760
Avg Score 3 Months
:
745
No of Enquiry
:
2
No of Defaults
:
0
No of Loan
:
1
No of Credit Card
:
2
Credit Utilization
:
76%
Risk Segment
ICP Match Percentage
:
High
Dealer Risk Segment
:
Low
Address Risk Segment
:
Low
Occupation Risk Segment
:
B1
Social Media Profile Category
:
A+
Relationship Risk Segment
:
No Relation
Sanction Risk Segment
:
Clean
Application Verification
Identity
:
Yes
Document
:
Yes
Address
:
Yes
Mobile
:
Yes
Photos
:
Yes
Income
:
Yes
Employer
:
Yes
- Ashish Kumar
- Male, 11-10-1973
New Delhi
- Father Name: Ajay Kumar
- Mother Name: Sunita
- Spouse Name: Suman
- 142B, Pocket 1, Mayur Vihar -1 New Delhi 110091
- Ph: 9999910000, 01123456543
- Em:ashish@gmail.com
KYC No
:
12345AB
Customer ID
:
12345AB
PAN No
:
12345AB
Driving License No
:
12345AB
Aadhaar No
:
12345AB